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Helpful Staff Tips

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John Burke

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When in Power of Sale, time is of the essence. It's extremely important to contact a mortgage professional as soon as possible, ideally when you first get the Notice of Sale. Acting fast will not only save you money, but also minimize the stress and anxiety related to the process.

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Angelica Nefulda

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It's always best practice, and worth the extra time, to consult with a mortgage professional that you know you can trust, who has your best interests in mind, before you make a final offer on a home that you are not 100% sure about.

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Matthew Waylett

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When you require info on mortgage finance you should never procrastinate. This can lead you to larger mortgage expenses with rates, stressed decisions forcing the wrong lender, etc. Leaving important decisions to the last second can cost you more.

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Stefan Li

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You can withdraw up to $35,000 from registered retirement savings plans and repay it over 15 years without any tax. Your spouse can also withdraw the same amount to help you buy a home in Canada. This improves your value-to-loan ratio and thus, enables to save on mortgage insurance premium.

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Sandra Kosev

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When appraisers come in for your home inspection, ensure you clear all surfaces from clutter, turn all the lights on (even if it is bright outside) & open all the curtains for natural light. This leaves your home with a good impression for the appraiser. If there are any areas that need attention for renovation plans, let us know!

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Kelvin Cuma

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Don't quit or change your job even if the mortgage has been approved, it's better to delay until your mortgage is closed.

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