DEBT CONSOLIDATION
MORTGAGES ONTARIO

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    Debt Consolidation Solutions in Ontario

    Burke Financial is an award-winning Mortgage Broker in Ontario committed to helping homeowners consolidate their finances and put their best financial foot forward.

    If you’ve accumulated debts from multiple sources, it can become increasingly challenging to stay ahead of those monthly payments. Homeowners across Ontario have their fair share of expenses to keep track of, and if you’ve found yourself struggling to keep up, know you’re not alone.

    We’re here to help hard-working households across Southern Ontario find the debt relief they need when they need it. Debt consolidation mortgage loans could be just what you need to take that next step forward.

    Our industry-leading team works with clients from Hamilton to Kitchener and everywhere in between. As a top-rated firm accredited by the Better Business Bureau, we’ve already helped thousands of Canadians make informed decisions and save money through debt relief strategies like consolidation loans.

    If you are struggling to manage various debts from multiple sources or having issues with your financial institution, start making those small steps towards a great financial future. Contact us today to learn more about our debt consolidation and mortgage solutions. Our consolidation services are available across Ontario, in Ottawa, Hamilton, Kitchener, Toronto, Richmond Hill and more.

    Debt Consolidation Solutions in Ontario
    Debt Consolidation Mortgage Loans

    Debt Consolidation Mortgage Loans

    Accumulating debt is easier than most people think, especially if you’re living in a city like Hamilton or Toronto, where the cost of living continues to rise. All it takes is one missed payment to incur late fees, interest charges, and other penalties.

    Debt consolidation refers to the process of reorganizing and refinancing your current debts, so they are more manageable. We know that few things are more stressful than the financial hardship created by high-interest credit card debt, so we make the process easy. We develop a realistic solution tailored specifically to you to establish a plan of action.

    Finding your way out of the debt cycle can seem like an impossible feat, but it doesn’t have to be. Whether or not you have bad credit, maxed-out credit cards or credit other issues that have put a damper on your financial standing, our debt consolidation experts are available to help across Ontario. Our extensive network and growing resources have helped countless households redefine how they approach their budgets so that they can make the most of their capital.

    Debt Consolidation Mortgage Loans For All Situations

    Once you get a handle on your debt with a consolidation mortgage loan, you’ll find it easier to manage your household’s monthly budget. After all, when you have a handle on your finances, it frees up your time and energy to invest in the other areas of your life.

    By taking out a debt consolidation loan, Ontario residents who may be struggling financially will have the tools to simplify their lives by having all their debt in one place. With your consolidation loan terms outlined and a manageable monthly payment schedule in place, your regular payments will be fixed and easier to add to your budget. Say goodbye to fluctuating credit card bills and hello to a reliable monthly payment. With an exact time frame in place, the path to a solid credit score and sound financial health will be much easier to follow.

    The interest rates on mortgage-based consolidation loans are typically much lower than what you get with a line of credit or payday loan. This is why so many people across Ontario choose to work with Burke Financial. We offer mortgage solutions across Ontario and specialize in Ottawa, Kitchener, Hamilton, Toronto and Richmond Hill.

    Consider the many ways our consolidation loan experts can help you achieve financial independence.

    Debt Consolidation Mortgage Loans For All Situations
    Manage Monthly Budgets

    MANAGE
    MONTHLY BUDGETS

    With a singular monthly payment in place, your budget will become significantly easier to manage. Instead of trying to budget for multiple creditors, we help streamline the process so you can start putting your money back into your pocket. We’ll match you with a debt consolidation and mortgage provider who understands your financial goals.

    Rebuild Credit

    REBUILD YOUR
    CREDIT SCORE

    Having separate debts to pay off at once isn’t doing any favours to your credit score. When you consolidate your debts, you’re able to make consistent payments to strengthen your score over time effectively. Utilizing your mortgage for debt consolidation is a smart, efficient way to ensure your money is working for your long-term benefit.

    Repay Your Debt with a Set Timeframe

    REPAY YOUR DEBT WITH
    A SET TIMEFRAME

    Juggling multiple lenders or debt payments often means more payment deadlines than you can keep track of. Chances are, this will make matters worse. We provide our clients with a reasonable payback date and a fixed interest rate, so they can see their finances clearly and begin to plan for their future.

    Save on Interest Payments

    SAVE ON
    INTEREST PAYMENTS

    Your debts are likely attached to some pretty high-interest rates, but our mortgage-based debt consolidation loans give you the option to use a lump sum payment with a lower, more manageable interest rate. Before you know it, you’ll be out of the woods and have more freedom to use your income towards investing in your future.

    Why Choose Burke Financial

    Consolidating your credit card debts can put your household on the path to a healthy financial situation, whether you live in Hamilton, Toronto, Ottawa, or another Southern Ontario city.

    If you are in a position where you can’t resolve outstanding monthly balances, those high-interest rates could quickly lead to an out-of-control debt situation. The good news is that there are resources at your disposal that can help.

    If you can act quickly and tackle the problem head-on, you have a greater chance of sparing yourself this stressful and potentially lengthy financial struggle. Since the interest rates on debt consolidation mortgage loans are much lower than your average credit card rates, debt relief can be achieved faster than you might expect.

    When you partner with Burke Financial, one of our experienced team members will walk you through all the credit options and help you find the solution that will work best for you, regardless of your financial situation.

    We believe every household in Ontario deserves to be debt-free, which is why our consolidation services are available across Ontario, in cities including Kitchener, Ottawa, Hamilton and Toronto. Regardless of your location, you are a priority.

    All of the assistance we provide is objective and completely personalized to your financial situation and your goals. With our extensive network and resources, we help our clients lower their monthly payments, reduce their total interest, and give them peace of mind knowing they’re on the right track.

    We go the extra mile for our clients, and it shows. In the past, we’ve physically sent our employees to pick up paperwork from a nearby client who was having trouble figuring out how to use a fax machine.

    other cases, we were happy to stay on the phone for hours while we walked a client through the process, explaining how to use government websites. Ultimately, we fit our schedule to meet your requests.

    We pride ourselves on industry-leading turnaround times, as we can put money in your pocket in as little as 48 hours. We’ll match your unique expectations and ensure you’re in the position to become debt-free.

    Contact us today to help you find your ideal debt consolidation solution.

    Top Choice Award Brokerage of the Year 2021
    Better Business Bureau A Accredited Business
    Canadian Mortgage Brokers Association Member

    Contact Us Today

    Feel free to contact us anytime with any questions that you have. We are here to help every step of the way!

    388 Granton Drive (Unit 1)
    Richmond Hill, ON L4B 1H7
    Canada
    Brokerage # 13111
    Phone: 1-877-709-0709
    Email: [email protected]

      Frequently Asked Questions

      Debt consolidation is the process of reorganizing and refinancing your current debts so they are easier to manage. This means that you no longer have to worry about managing several outstanding payments. Instead, this low-interest loan will leave you with a single monthly payment to work into your household budget.

      Burke Financial offers homeowners across Ontario the opportunity to get ahead of their debts with consolidation loan options. Your agent will review your financial situation, assess your income and expenses, and create a plan of attack. Whether you’re looking to turn your debt consolidation into a remortgage on your current home or you’re unsure where to even begin in the process, we have the tools to help.

      A consolidation loan involves refinancing your outstanding payments by taking out a particular loan to pay off multiple creditors. By compiling your debts into a single bill, you’re creating a more efficient payment process that’s designed to help you become debt-free. Some of our clients have chosen remortgage as their debt consolidation option, which is a lump sum payment determined by the home equity you’ve accumulated from making mortgage payments on your home.

      Juggling multiple credit card bills or outstanding loans is an unnecessary hassle, and we have the tools to make that process more efficient. A debt consolidation loan through a mortgage offers homeowners the tools to simplify their financial planning and manage their monthly budget by focusing on one low-interest payment rather than answering multiple creditors. With this streamlined process, our clients have been able to rebuild their credit score, save on interest payments, and walk away with a new financial rulebook that will serve them in the future.

      Mortgages are a standard loan option for our clients, especially if they’ve lived in their home for many years and have accumulated a significant amount of home equity. This long-term loan option offers a structure for anyone experiencing the stress of trying to pay off multiple outstanding debts. When you remortgage your home for debt consolidation, you’re putting the equity you’ve earned to work for you. Working towards a set payback date with a manageable interest rate could help take some of the weight off your shoulders.

      The debt consolidation and mortgage options we provide have the opportunity to help strengthen your credit score. If you’re making a consistent monthly payment and you’ve used the loan to pay off your high-interest debts, you’ll likely see your score rise, putting you in a better financial position to meet your future goals.

      Yes we can. Since we have a diversified group of lending partners, each with different approval requirements, we can find one that best fits our clients needs. This allows us to still get approvals for clients who have been previously declined by the bank.